Lyddon Consulting
Lyddon Consulting is the trading-as identity of Bob Lyddon, a specialist consultant in international banking. Up until March 2022 the business was run through a limited liability company. Bob’s historical focus was Payments and Cash Management, with derivative subjects being SWIFT MT messaging, the Single Euro Payments Area, and FinTechs/new payment mechanisms.
That was supported by a detailed knowledge of the regulatory and market practice domains behind these business areas, such as the Payment Services Directives, Anti-Money Laundering Directives, and regulations around cards, eMoney and mandatory information in funds transfers.
Bob has also developed detailed knowledge of the infrastructure behind the Euro: the TARGET2 payment and lending system, the other debt mechanisms (the European Union itself, the European Financial Stability Facilty, the European Stability Mechanism), and the mechanisms for creating ‘shadow debts’ (like InvestEU).
Bob has recently transferred this knowledge into an examination of the UK’s plans to build up its ‘shadow debt’ in pursuit of the current government’s Net Zero, Industry, and Infrastructure strategies.
At Lyddon Consulting you will find find both the methodologies and training packages to meet your needs.
Professor Arday case exposes British public life as being bogus on every level
‘The Brexit Years Are Over’: Starmer’s Ukraine loan scheme makes UK taxpayers backstop the obligations of Italy and Spain et al in amounts of tens of billions of euro
Published on 9th August 2026 and as previously published by Global Britain on 30th July 2026
Introduction
One of Keir Starmer’s final acts as Prime Minister was to commit the UK to participate in the EU’s €90 […]
Labour’s ‘Public financial institutions’ are built over the graves of New Labour’s high-growth banks and building societies
Published on 5th August 2026
Have you noticed the new crop of financial institutions driving forward with headlong expansion in the North and Scotland under Labour, just as they did between 1997 and 2007?
From 1997 to […]
What was the aftermath of the Liability-driven investments disaster in 2022? Reliance on high discount rates, as illustrated by John Lewis’ pension fund.
Published on 4th June 2026
Introduction
The John Lewis pension scheme was hit with major losses in 2022. This was largely due to its exposure to Liability-driven investments, or LDIs. Covering the losses sucked in all of […]
A European Capital Markets Union remains light years away
Published on 3rd June 2026
Introduction
Banner headlines on 28th-29th May announced a major milestone towards the creation of an EU Capital Markets Union.
Unfortunately it is little more than a statement of intent, and it will take […]
Prospects for De-Dollarization – analysis in a presentation to a private business group
Published on 2nd June 2026
The consolidated scoresheet deriving from the analysis
Introduction
I recently made a presentation to a private business group in London entitled ‘Payment systems, the currencies they serve, and the prospects for de-dollarization’.
You can […]
The Rokos School of Government – Cambridge University’s largest ever donation raises major issues around who formulates public policy and the power of the voter
Likely ouput of the Rokos School
Published on 14 May 2026, and as previously published on 12 May 2026 by Conservative Post
Introduction
Cambridge University recently announced a donation of £190 million for the establishment of ‘The Rokos […]
Hungary’s election result celebrated by UK Rejoiners – the euro, inflation, and higher EU membership dues beckon for Hungary itself
Published on 21st April 2026
Introduction
The UK’s EU Rejoiners have been quick to celebrate the landslide victory of Peter Magyar’s Tisza Party in the recent Hungarian election, displacing Viktor Orban, his EU-sceptic predecessor and bête noire […]
EU Reset means Rejoin, and that risks civil war
Published on 16 April 2026
This is my letter published in the Daily Telegraph on 14 April 2026, about the Labour Party’s plans for the so-called ‘Reset’ of the UK’s relations with the EU.
The number of […]



